Instituto de Banca y Comercio Inc

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2019 Average Net Price
$5,972
After Financial Aid
2016 Default Rate
8.19%
on Student Loans
2018 Enrolled Students
8,295
99% Full-Time

About

Instituto de Banca y Comercio Inc is a higher education institution located in Guaynabo Municipio, PR. In 2019, the most popular 1 to 2 Year Postsecondary Certificate concentrations at Instituto de Banca y Comercio Inc were General Cooking & Related Culinary Arts (614 degrees awarded), General Cosmetology (438 degrees), and Baking & Pastry Arts (390 degrees).

In 2019, 4,966 degrees were awarded across all undergraduate and graduate programs at Instituto de Banca y Comercio Inc. 57.1% of these degrees were awarded to women, and 42.9% awarded men. The most common race/ethnicity group of degree recipients was hispanic or latino (4,920 degrees), 164 times more than then the next closest race/ethnicity group, american indian or alaska native (30 degrees).

Costs

After taking grants and loans into account, the average net price for students is $5,972.

In 2019, 73% of undergraduate students attending Instituto de Banca y Comercio Inc received financial aid through grants. Comparatively, 36% of undergraduate students received financial aid through loans.

Average Net Price

$5,972
2019 Value
8.46%
1 Year Growth

In 2019 Instituto de Banca y Comercio Inc had an average net price — the price paid after factoring in grants and loans — of $5,972. Between 2018 and 2019, the average net price of Instituto de Banca y Comercio Inc grew by 8.46%.

This chart compares the average net price of Instituto de Banca y Comercio Inc (in red) with that of other similar universities.

Average net price is calculated from full-time beginning undergraduate students who were awarded a grant or scholarship from federal, state or local governments, or the institution.

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Financial Aid by Income Level

73%
Undergraduates Receiving Financial Aid through Grants
36%
Undergraduates Receiving Financial Aid through Loans

73% of undergraduate students at Instituto de Banca y Comercio Inc received financial aid through grants or loans in 2019. This represents a decline of 16.1% with respect to 2018, when 87% of undergraduate students received financial aid.

This chart compares the average award discount at Instituto de Banca y Comercio Inc (in red) with that of other similar universities.

The average award discount is the ratio between the average grant or scholarship value, and the cost, which is the sum of out-of-state tuition, room, board, book, supplies, and other expenses.

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Student Loan Default Rate

Cohort default rates only account for borrowers who default in the first three years, and some schools only have a small proportion of borrowers entering repayment. These rates should be interpreted with caution, as they may not be reflective of the entire school population.
8.19%
2016 Default Rate
24
Number of Defaults

In 2016 the default rate for borrower's at Instituto de Banca y Comercio Inc was 8.19%, which represents 24 out of the 293 total borrowers.

A cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.

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Enrollment

Instituto de Banca y Comercio Inc had a total enrollment of 8,295 students in 2018. The full-time enrollment at Instituto de Banca y Comercio Inc is 8,210 students and the part-time enrollment is 85. This means that 99% of students enrolled at Instituto de Banca y Comercio Inc are enrolled full-time.

The enrolled student population at Instituto de Banca y Comercio Inc, both undergraduate and graduate, is 100% Hispanic or Latino.

Students enrolled at Instituto de Banca y Comercio Inc in full-time Undergraduate programs are most commonly Hispanic or Latino Female (57.6%), followed by Hispanic or Latino Male (42.4%).

Full-Time vs Part-Time Enrollment

99%
Full-Time Enrollment

The total enrollment at Instituto de Banca y Comercio Inc in 2018, both undergraduate and graduate, is 8,295 students. The full-time enrollment at Instituto de Banca y Comercio Inc is 8,210 and the part-time enrollment is 85. This means that 99% of students enrolled at Instituto de Banca y Comercio Inc are enrolled full-time compared with 32.2% at similar Associates Colleges.

This chart shows the full-time vs part-time enrollment status at Instituto de Banca y Comercio Inc (in red) compares to similar universities.

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Retention Rate over Time

67%
2018 Retention Rate

Retention rate measures the number of first-time students who began their studies the previous fall and returned to school the following fall. The retention rate for full-time undergraduates at Instituto de Banca y Comercio Inc was 67%. Compared with the full-time retention rate at similar Associates Colleges (62%), Instituto de Banca y Comercio Inc had a retention rate higher than its peers.

This chart shows the retention rate over time at Instituto de Banca y Comercio Inc (highlighted in red) compares to similar universities.

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Enrollment by Race & Ethnicity

Hispanic or Latino
Most Common Race or Ethnicity (2018)
8,295 enrolled students

The enrolled student population at Instituto de Banca y Comercio Inc is 100% Hispanic or Latino. This includes both full-time and part-time students as well as graduate and undergraduates. By comparison, enrollment for all Associates Colleges is 42.9% White, 27.9% Hispanic or Latino, and 12.5% Black or African American.

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Graduates

In 2019, 710 more women than men received degrees from Instituto de Banca y Comercio Inc. The most common race/ethnicity group of degree recipients at Instituto de Banca y Comercio Inc is hispanic or latino (4,920 degrees awarded). There were 164 times more hispanic or latino recipients than the next closest race/ethnicity group, american indian or alaska native (30 degrees).

The most common 1 to 2 Year Postsecondary Certificate concentration at Instituto de Banca y Comercio Inc is General Cooking & Related Culinary Arts (614 degrees awarded), followed by General Cosmetology (438 degrees) and Baking & Pastry Arts (390 degrees).

In 2019,  the most specialized majors across all degree types at Instituto de Banca y Comercio Inc, meaning they have significantly more degrees awarded in that concentration than the national average across all institutions, are Personal & Culinary Services (2,667 degrees awarded), Construction (436 degrees), and Engineering Technologies (267 degrees).

Common Jobs by Major

The most common jobs for people who hold a degree in one of the 5 most specialized majors at Instituto de Banca y Comercio Inc are Elementary & middle school teachers (2,639,335 people), Other managers (2,238,430 people), Registered nurses (1,850,364 people), Software developers (1,446,628 people), and Accountants & auditors (1,374,574 people).

The most specialized majors at Instituto de Banca y Comercio Inc in 2019 are Personal & Culinary Services (2,667 degrees awarded), Construction (436 degrees), Engineering Technologies (267 degrees), Mechanical Technologies (200 degrees), and Health (1,015 degrees) (as of 2019).

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Highest Paying Jobs by Major

Highest Paying Job

The highest paying jobs for people who hold a degree in one of the 5 most specialized majors at Instituto de Banca y Comercio Inc are Surgeons, Diagnostic medical sonographers, Podiatrists, Cardiovascular technologists and technicians, and Media and communication workers, all other

The most specialized majors at Instituto de Banca y Comercio Inc are Personal & Culinary Services (2,667 degrees awarded), Construction (436 degrees), Engineering Technologies (267 degrees), Mechanical Technologies (200 degrees), and Health (1,015 degrees) (as of 2019).

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Common Industries by Major

Most Common Industry

The most common industries for people who hold a degree in one of the 5 most specialized majors at Instituto de Banca y Comercio Inc are Elementary & secondary schools (5,586,329 people), General medical and surgical hospitals, and specialty (except psychiatric and substance abuse) hospitals (3,275,256 people), Colleges, universities & professional schools, including junior colleges (2,452,532 people), Computer Systems Design (2,343,824 people), and Construction (1,303,670 people).

The most specialized majors at Instituto de Banca y Comercio Inc are Personal & Culinary Services (2,667 degrees awarded), Construction (436 degrees), Engineering Technologies (267 degrees), Mechanical Technologies (200 degrees), and Health (1,015 degrees) (as of 2019).

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Majors Awarded

IPEDS uses the Classification of Instructional Programs (CIP) standard, so the categories may not match the exact concentrations offered by Instituto de Banca y Comercio Inc.
Most Common (2019)
  1. 614 degrees awarded
  2. 438 degrees awarded
  3. 390 degrees awarded

In 2019, the most common 1 to 2 year postsecondary certificate concentration at Instituto de Banca y Comercio Inc was General Cooking & Related Culinary Arts with 614 degrees awarded.

This visualization illustrates the percentage of degree-majors recipients from 1 to 2 year postsecondary certificate programs at Instituto de Banca y Comercio Inc according to their major.

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Sex Breakdown for Common Majors

2,128
Degrees Awarded to Men
in 2019
2,838
Degrees Awarded to Women
in 2019

In 2019, 2,128 degrees were awarded to men at Instituto de Banca y Comercio Inc, which is 0.75 times less than the number of degrees awarded to females (2,838).

This chart displays the sex disparity between the top 5 majors at Instituto de Banca y Comercio Inc by degrees awarded.

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Most Common Male Majors

In 2019, 326 degrees were awarded to men at Instituto de Banca y Comercio Inc in Electrician, which is 15.5 times more than the 21 female recipients with that same degree.

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Most Common Female Majors

In 2019, 467 degrees were awarded to men at Instituto de Banca y Comercio Inc in Nail Specialist & Manicurist, which is 58.4 times more than the 8 male recipients with that same degree.

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Graduation Rate by Race and Sex

Showing demographic groups with ≥ 5 graduating students.
Hispanic or Latino Female
Highest Graduation Rate (81.5%)

The student demographic with the highest graduation rate in 2019 at Instituto de Banca y Comercio Inc is Female and Hispanic or Latino (81.5% graduation rate). Across all Associates Colleges, Asian Female students have the highest graduation rate (73.2%).

The department of education defines graduation rate as the percentage of full-time, first-time students who received a degree or award within 150% of "normal time" to completion.

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Race & Ethnicity by Share

Most Common Student Race or Ethnicity (2019)
  1. Hispanic or Latino
    4,920 degrees awarded
  2. American Indian or Alaska Native
    30 degrees awarded
  3. Black or African American
    6 degrees awarded

The most common race/ethnicity at Instituto de Banca y Comercio Inc is hispanic or latino (4,920 degrees awarded). There were 164 times more hispanic or latino recipients than the next closest race/ethnicity group, american indian or alaska native (30 degrees).

0.0604% of degree recipients (3 students) did not report their race.

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Race & Ethnicity by Sex

Most Common Sex Demographic (2019)
  1. Hispanic or Latino Female
    2,811 degrees awarded
  2. Hispanic or Latino Male
    2,109 degrees awarded
  3. American Indian or Alaska Native Male
    15 degrees awarded

The most common race/ethnicity and sex grouping at Instituto de Banca y Comercio Inc is hispanic or latino female (2,811 degrees awarded). There were 1.33 times more hispanic or latino female recipients than the next closest race/ethnicity group, hispanic or latino male (2109 degrees).

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Operations

Instituto de Banca y Comercio Inc employs 117 Professors. Most academics at Instituto de Banca y Comercio Inc are Female Professor (64), and Male Professor (53).

The most common positions for non-instructional staff at Instituto de Banca y Comercio Inc are: Management, with 134 employees, Sales and related, with 100 employees, and Office and Administrative Support with 99 employees.

Salary Expenditure

$19.5M
2019 Salaries
22.7%
decline from 2018

In 2019, Instituto de Banca y Comercio Inc paid a median of $19.5M in salaries, a 22.7% decline from the previous year.

The median for similar Associates Colleges is 16.8M (40.1% of overall expenditures).

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Instructional Salaries

$2.21M
Instructional Salaries
117
Number of Employees

In 2019, Instituto de Banca y Comercio Inc paid a total of $2.21M to 117 employees working as instructors, which represents 11.3% of all salaries paid.

This is compared to a median of $5.35M (31.8%) for similar Associates Colleges.

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Occupations by Share

Professor
Most Common Instructor
117 Employees
Management
Most Common Non-Instructional Employee
134 Employees

In 2019, the most common positions for instructional staff at Instituto de Banca y Comercio Inc was Professor with 117 employees.

In 2019, the most common positions for non-instructional staff at Instituto de Banca y Comercio Inc were Management with 134 employees, Sales and related with 100 employees, and Office and Administrative Support with 99 employees.

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Instructors by Academic Rank and Sex

Most Common Demographic (2019)
  1. Female Professor
  2. Male Professor

In 2019, the most common demographic for instructional staff at Instituto de Banca y Comercio Inc was Female Professor with 64 employees, and Male Professor with 53 employees.

This chart shows the sex split between each academic rank present at Instituto de Banca y Comercio Inc.

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